Payment Policy

Effective Date: March 10, 2025

At MOBINOVAS, we are committed to providing a secure and convenient shopping experience. This Payment Policy outlines the accepted payment methods, processing times, security measures, and other important payment-related terms.

By making a purchase on https://mobinovas.xyz/ (the “Website”), you agree to comply with the terms stated below.

1. Accepted Payment Methods

We accept the following payment options:

1.1 Credit & Debit Cards

  • Visa
  • MasterCard
  • American Express
  • Discover

1.2 Digital Payment Methods

  • PayPal
  • Apple Pay
  • Google Pay

1.3 Alternative Payment Methods

  • Other secure payment gateways available at checkout.

Note: Payment methods may vary depending on your location.

2. Payment Processing

  • Payments are processed immediately after order confirmation.
  • All transactions are secured and encrypted to protect your personal and financial information.
  • If a payment is declined, please check with your bank or payment provider before attempting another transaction.

3. Currency & Pricing

  • All product prices on our Website are displayed in USD ($) unless stated otherwise.
  • International customers may be charged in their local currency, depending on their bank or payment provider.
  • MOBINOVAS reserves the right to update prices at any time without prior notice.

4. Taxes & Additional Fees

4.1 Sales Tax

  • Sales tax may be applied at checkout, depending on your location and local regulations.

4.2 Import Duties & Customs Fees

  • For international orders, customs duties, import taxes, or additional fees may be imposed by the destination country.
  • These charges are not included in the product price or shipping cost and must be paid by the customer.
  • We recommend checking with your local customs office before placing an order.

5. Payment Security & Fraud Prevention

We take security seriously and use SSL encryption and fraud detection measures to protect your payment information.

5.1 Secure Payment Processing

  • We do not store credit card details or personal payment information.
  • All payments are processed through trusted third-party payment gateways.

5.2 Fraud Prevention Measures

To ensure the safety of our customers, we may:

  • Verify billing and shipping details before processing an order.
  • Request additional identification for high-value or suspicious transactions.
  • Cancel any orders flagged as fraudulent or unauthorized.

If your payment is flagged for verification, you will be contacted via email. Failure to respond within 48 hours may result in order cancellation.

6. Refunds & Chargebacks

6.1 Refund Policy

  • Refunds are issued in accordance with our Refund and Return Policy.
  • Refunds are processed to the original payment method used during purchase.

6.2 Chargebacks & Disputes

  • If you experience an issue with your order, we encourage you to contact our support team before initiating a chargeback.
  • Unauthorized chargebacks may result in account suspension or future order restrictions.

7. Subscription & Recurring Payments (If Applicable)

  • If we offer subscription-based products or services, your payment method will be automatically charged on a recurring basis.
  • You can cancel or modify your subscription through your account settings or by contacting customer support.

8. Order Cancellations & Modifications

  • Orders can only be canceled within 24 hours of placement if they have not been processed.
  • Once an order has been shipped, cancellations are no longer possible.
  • If you need to modify your order, please contact us immediately at CONTACT@mobinovas.XYZ.

9. Contact Us

If you have any questions or concerns about our Payment Policy, please reach out to us:

📍 Address: 4316 Charter Street, Kansas, Nortonville, United States
📞 Phone: 913-886-9351
📧 Email: CONTACT@mobinovas.XYZ
🌐 Website: https://mobinovas.xyz/